E-currency

Payeer USDPayeer $¹¹²⁰

Payeer USDPayeer $¹⁰⁷⁰

Payeer RUBPayeer ₽⁷⁴⁰

Payeer RUBPayeer ₽⁷⁹⁰

Payeer EURPayeer €⁵⁷⁰

Payeer EURPayeer €⁵⁶⁰

YooMoney RUBYooMoney ₽⁴⁴⁰

YooMoney RUBYooMoney ₽⁶⁵⁰

Perfect Money USDPM $¹¹⁴⁰

Perfect Money USDPM $¹¹³⁰

Perfect Money EURPM €⁶⁸⁰

Perfect Money EURPM €⁶⁸⁰

Perfect Money BTCPM ¹⁵⁰

Perfect Money BTCPM ¹⁵⁰

WebMoney USDWMZ $²²⁰

WebMoney USDWMZ $³⁸⁰

Advanced Cash USDAdvCash $⁹⁸⁰

Advanced Cash USDAdvCash $⁹³⁰

Advanced Cash EURAdvCash €⁶³⁰

Advanced Cash EURAdvCash €⁶³⁰

PayPal EURPayPal €⁹⁰

PayPal EURPayPal €²⁶⁰

PayPal GBPPayPal £¹⁰

PayPal GBPPayPal £¹²⁰

PayPal USDPayPal $¹²⁰

PayPal USDPayPal $³⁷⁰

Advanced Cash RUBAdvCash ₽⁵⁹⁰

Advanced Cash RUBAdvCash ₽⁶⁰⁰

Mobile RUBMobile ₽⁴⁰

Mobile RUBMobile ₽⁷⁰

Skrill USDSkrill $¹⁰⁰

Skrill USDSkrill $²⁰⁰

Skrill EURSkrill €⁹⁰

Skrill EURSkrill €¹⁸⁰

Capitalist USDCapitalist $²⁷⁰

Capitalist USDCapitalist $³⁴⁰

Capitalist RUBCapitalist ₽²²⁰

Capitalist RUBCapitalist ₽³¹⁰

Neteller USDNeteller $⁶⁰

Neteller USDNeteller $⁸⁰

Neteller EURNeteller €⁶⁰

Neteller EURNeteller €⁶⁰

Alipay CNYAlipay ¥²⁰

Alipay CNYAlipay ¥²⁵⁰

WeChat CNYWeChat ¥²⁰

WeChat CNYWeChat ¥¹⁸⁰

Exchange e-currencies

Crypto currency

Bitcoin BTCBitcoin ²⁵⁹⁰

Bitcoin BTCBitcoin ²²⁰⁰

Bitcoin Cash BCHBitcoin Cash BCH¹³⁵⁰

Bitcoin Cash BCHBitcoin Cash BCH¹⁰⁵⁰

Bitcoin SV BSVBitcoin SV BSV⁷⁰

Bitcoin SV BSVBitcoin SV BSV⁹⁰

Dogecoin DOGE XDGDogecoin XDG¹⁷⁹⁰

Dogecoin DOGE XDGDogecoin XDG¹⁴⁷⁰

BitTorrent BTTBitTorrent BTT¹¹⁰

BitTorrent BTTBitTorrent BTT⁹⁰

Dash DASH DSHDash DSH¹⁵⁹⁰

Dash DASH DSHDash DSH¹³¹⁰

Binance Coin BNBBinance Coin BNB⁷⁰

Binance Coin BNBBinance Coin BNB⁶⁰

Cardano ADA ADACardano ADA¹¹⁷⁰

Cardano ADA ADACardano ADA¹⁰⁰⁰

EOS EOS EOSEOS EOS⁴¹⁰

EOS EOS EOSEOS EOS³⁸⁰

Ethereum Classic ETC ETCEther Classic ETC¹²⁰⁰

Ethereum Classic ETC ETCEther Classic ETC¹⁰³⁰

Ethereum ETH ETHEthereum ETH²⁴¹⁰

Ethereum ETH ETHEthereum ETH²⁰⁰⁰

TRON TRX TRXTRON TRX²⁰⁵⁰

TRON TRX TRXTRON TRX¹⁷⁷⁰

ICON ICXICON ICX²⁴⁰

ICON ICXICON ICX¹⁸⁰

OmiseGO OMG OMGOmiseGO OMG²⁷⁰

OmiseGO OMG OMGOmiseGO OMG²⁰⁰

TrueUSD TUSDTrueUSD TUSD²²⁰

TrueUSD TUSDTrueUSD TUSD²⁰⁰

NEO NEO 000NEO ²⁹⁰

NEO NEO 000NEO ²²⁰

Komodo KMDKomodo KMD⁷⁰

Komodo KMDKomodo KMD⁶⁰

Lisk LSK LSKLisk LSK⁶⁰

Lisk LSK LSKLisk LSK⁵⁰

Litecoin LTC LTCLitecoin LTC²²⁷⁰

Litecoin LTC LTCLitecoin LTC¹⁸⁸⁰

IOTA MIOTA IOTIOTA IOT⁷⁰

IOTA MIOTA IOTIOTA IOT⁸⁰

Verge XVG XVGVerge XVG⁶⁰

Verge XVG XVGVerge XVG⁶⁰

Monero XMR XMRMonero XMR¹⁵⁹⁰

Monero XMR XMRMonero XMR¹³⁶⁰

Ripple XRP XRPRipple XRP¹⁴⁸⁰

Ripple XRP XRPRipple XRP¹²⁵⁰

USD Coin USDCUSD Coin USDC¹²⁰

USD Coin USDCUSD Coin USDC¹⁴⁰

Tether USDT TRC20 USDTTether TRC20 USDT²⁶⁵⁰

Tether USDT TRC20 USDTTether TRC20 USDT²⁴¹⁰

Tether USDT ERC20 USDTTether ERC20 USDT²⁰⁹⁰

Tether USDT ERC20 USDTTether ERC20 USDT¹⁷⁵⁰

Tether USDT BEP20 USDTTether BEP20 USDT¹⁵¹⁰

Tether USDT BEP20 USDTTether BEP20 USDT¹³²⁰

Stellar XLM XLMStellar XLM¹⁰⁹⁰

Stellar XLM XLMStellar XLM⁹²⁰

Waves WAVES WAVWaves WAV²⁴⁰

Waves WAVES WAVWaves WAV²⁵⁰

Zcash ZEC ZECZcash ZEC¹³³⁰

Zcash ZEC ZECZcash ZEC¹¹⁰⁰

NEM XEM 000NEM ²⁷⁰

NEM XEM 000NEM ²¹⁰

0x ZRX ZRX0x ZRX²⁵⁰

0x ZRX ZRX0x ZRX²⁰⁰

Plastic cards

Visa/MasterCard RUBVisa/MC ₽¹²⁷⁰

Visa/MasterCard RUBVisa/MC ₽¹²⁸⁰

Visa/MasterCard UAHVisa/MC ₴⁴³⁰

Visa/MasterCard UAHVisa/MC ₴⁹⁶⁰

Visa/MasterCard KZTVisa/MC ₸⁴³⁰

Visa/MasterCard KZTVisa/MC ₸⁸⁷⁰

Visa/MasterCard EURVisa/MC €²⁶⁰

Visa/MasterCard EURVisa/MC €⁶⁷⁰

Visa/MasterCard USDVisa/MC $²⁵⁰

Visa/MasterCard USDVisa/MC $⁵⁷⁰

Visa/MasterCard AMDVisa/MC ֏⁸⁰

Visa/MasterCard AMDVisa/MC ֏²³⁰

Visa/MasterCard GBPVisa/MC £¹⁰⁰

Visa/MasterCard GBPVisa/MC £¹⁴⁰

Visa/MasterCard BYNVisa/MC Br⁴⁰

Visa/MasterCard BYNVisa/MC Br³⁰⁰

Кукуруза RUBKukuruza ₽⁷⁰

Кукуруза RUBKukuruza ₽⁹⁰

Mir Card RUBMir Card ₽⁹⁹⁰

Mir Card RUBMir Card ₽¹⁰³⁰

UZCARD UZSUZCARD UZS¹³⁰

UZCARD UZSUZCARD UZS⁴⁷⁰

Bank transfers

Wire RUBWire ₽⁷⁰

Wire RUBWire ₽¹¹⁰

Wire EURWire €³⁰

Wire EURWire €¹⁴⁰

Wire THBWire ฿⁴⁰

Wire THBWire ฿²⁵⁰

Wire USDWire $⁵⁰

Wire USDWire $¹⁹⁰

Wire UAHWire ₴⁴⁰

Wire UAHWire ₴¹³⁰

Wire PLNWire zł¹⁰

Wire PLNWire zł¹⁴⁰

Sepa EUR EURSepa €¹⁵⁰

Sepa EUR EURSepa €³⁴⁰

ERIP BYNERIP Br¹⁰

ERIP BYNERIP Br¹⁰⁰

Online banking

Sberbank RUBSberbank ₽¹⁶³⁰

Sberbank RUBSberbank ₽¹⁸⁸⁰

Tinkoff RUBTinkoff ₽¹⁴⁷⁰

Tinkoff RUBTinkoff ₽¹⁶²⁰

Avangard RUBAvangard ₽⁵¹⁰

Avangard RUBAvangard ₽⁵⁸⁰

Private24 UAHPrivate24 ₴⁴¹⁰

Private24 UAHPrivate24 ₴⁹⁶⁰

Alfa RUBAlfa ₽¹¹⁵⁰

Alfa RUBAlfa ₽¹²⁸⁰

Promsvyaz RUBPromsvyaz ₽⁸⁷⁰

Promsvyaz RUBPromsvyaz ₽⁸⁹⁰

Russian Standart RUBRus.St. ₽⁷²⁰

Russian Standart RUBRus.St. ₽⁸⁵⁰

VTB RUBVTB ₽⁸⁹⁰

VTB RUBVTB ₽¹⁰⁷⁰

BelarusBank BYNBelarusBank Br³⁰

BelarusBank BYNBelarusBank Br¹⁶⁰

Gazprom RUBGazprom ₽⁸⁴⁰

Gazprom RUBGazprom ₽⁸⁹⁰

Open Bank RUBOpen Bank ₽⁸⁵⁰

Open Bank RUBOpen Bank ₽⁹⁴⁰

Kaspi Bank KZTKaspi Bank ₸³⁴⁰

Kaspi Bank KZTKaspi Bank ₸⁸⁶⁰

HalykBank KZTHalyk ₸²⁹⁰

HalykBank KZTHalyk ₸⁶⁹⁰

Raiffeisen RUBRaiffeisen ₽¹⁰³⁰

Raiffeisen RUBRaiffeisen ₽¹¹⁸⁰

Raiffeisen UAHRaiffeisen ₴¹⁷⁰

Raiffeisen UAHRaiffeisen ₴⁴⁵⁰

RNKB RUBRNKB ₽⁵⁶⁰

RNKB RUBRNKB ₽⁶⁵⁰

Oschadbank UAHOschadbank ₴²¹⁰

Oschadbank UAHOschadbank ₴⁵⁵⁰

UkrSibbank UAHUkrSibbank ₴¹⁹⁰

UkrSibbank UAHUkrSibbank ₴³⁶⁰

PUMB UAHPUMB ₴²⁴⁰

PUMB UAHPUMB ₴⁵⁶⁰

Monobank UAHMonobank ₴³⁵⁰

Monobank UAHMonobank ₴⁹⁴⁰

ForteBank KZTForteBank ₸²⁴⁰

ForteBank KZTForteBank ₸⁵⁶⁰

Cash

Cash USD USD ¹⁷⁰

Cash USD USD ³⁰⁰

Cash EUR EUR ¹¹⁰

Cash EUR EUR ¹⁸⁰

Cash RUB RUB ²⁸⁰

Cash RUB RUB ³⁷⁰

Remittances

MoneyGram USDMG $⁵⁰

MoneyGram USDMG $⁵⁰

Western Union USDWU $⁶⁰

Western Union USDWU $⁸⁰

Cheques and vouchers

PM e-Voucher USDPM Voucher $⁴¹⁰

PM e-Voucher USDPM Voucher $⁴³⁰

Payeer ₽		YooMoney ₽
WMZ $		Private24 ₴
Ethereum ETH		Private24 ₴
Payeer $		PayPal $
WMZ $		Monobank ₴
PM $		Bitcoin
Litecoin LTC		YooMoney ₽
WMZ $		Visa/MC ₴
Payeer $		Private24 ₴
Visa/MC ₴		TRON TRX
WMZ $		Payeer $
PayPal $		Skrill $
Payeer $		Visa/MC ₴
TRON TRX		Monobank ₴
PayPal $		PM $
WMZ $		Sberbank ₽
Visa/MC $		PM $
PayPal $		Tether TRC20 USDT
TRON TRX		Mir Card ₽
WMZ $		Tether TRC20 USDT
UZCARD UZS		Payeer $
YooMoney ₽		Monobank ₴
Monobank ₴		TRON TRX
Visa/MC ₽		PayPal $
YooMoney ₽		TRON TRX
UZCARD UZS		Payeer ₽
Payeer $		YooMoney ₽
PayPal $		Payeer $

Calculator

Double exchange

Give

Wire ₸

Get

ForteBank ₸

With the commission

Exchange Wire KZT to ForteBank KZT

Exchanger	Give		Get	Reviews

Exchange Wire KZT to ForteBank KZT

Exchange scheme					Course	Reserve
	1 Wire ₸	0.00205306 Tether TRC20 USDT		0.9423 ForteBank ₸	0.9423	103 100 589 ₸
ZombieCash 2 910 199 USDT ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.00205306 Tether TRC20 USDT	0.00205306	2 910 199 USDT
BitStore 103 100 589 ₸ BitStore Country: Netherlands Age: 6 years 5 months Reserve: 903 355 $	0.00205306 Tether TRC20 USDT	0.9423 ForteBank ₸	459	103 100 589 ₸
	1 Wire ₸	0.00001597 Monero XMR		0.8432 ForteBank ₸	0.8437	42 191 771 ₸
ZombieCash 3 039 XMR ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.00001597 Monero XMR	0.00001597	3 039 XMR
Satoshi 42 191 771 ₸ Satoshi Country: Russia Age: 5 years 3 months Reserve: 13 299 058 $	0.00001597 Monero XMR	0.8432 ForteBank ₸	52805.2238	42 191 771 ₸
	1 Wire ₸	0.0018 AdvCash $		0.7951 ForteBank ₸	0.8143	58 309 557 ₸
ZombieCash 165 567 $ ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.0018 AdvCash $	0.0018	165 567 $
SwapEx 58 309 557 ₸ SwapEx Country: Russia Age: 8 months Reserve: 584 933 568 $	0.0018 AdvCash $	0.7951 ForteBank ₸	441.77	58 309 557 ₸
	1 Wire ₸	0.0018 PM $		0.7847 ForteBank ₸	0.8107	58 309 557 ₸
ZombieCash 221 $ ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.0018 PM $	0.0018	221 $
SwapEx 58 309 557 ₸ SwapEx Country: Russia Age: 8 months Reserve: 584 933 568 $	0.0018 PM $	0.7847 ForteBank ₸	435.96	58 309 557 ₸
	1 Wire ₸	0.0018 Payeer $		0.7916 ForteBank ₸	0.8047	58 309 557 ₸
ZombieCash 38 690 $ ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.0018 Payeer $	0.0018	38 690 $
SwapEx 58 309 557 ₸ SwapEx Country: Russia Age: 8 months Reserve: 584 933 568 $	0.0018 Payeer $	0.7916 ForteBank ₸	439.79	58 309 557 ₸
	1 Wire ₸	0.0018 Visa/MC €		0.772 ForteBank ₸	0.7804	102 442 228 ₸
ZombieCash 393 723 € ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.0018 Visa/MC €	0.0018	393 723 €
Ychanger 102 442 228 ₸ Ychanger Country: Estonia Age: 7 years Reserve: 201 170 053 $	0.0018 Visa/MC €	0.772 ForteBank ₸	428.9311	102 442 228 ₸
	1 Wire ₸	0.0018 Visa/MC $		0.7234 ForteBank ₸	0.7574	102 442 228 ₸
ZombieCash 343 156 $ ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.0018 Visa/MC $	0.0018	343 156 $
Ychanger 102 442 228 ₸ Ychanger Country: Estonia Age: 7 years Reserve: 201 170 053 $	0.0018 Visa/MC $	0.7234 ForteBank ₸	401.922	102 442 228 ₸
	1 Wire ₸	0.00000002 Bitcoin		0.5705 ForteBank ₸	0.7274	42 191 771 ₸
ZombieCash 3 ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.00000002 Bitcoin	0.00000002	3
Satoshi 42 191 771 ₸ Satoshi Country: Russia Age: 5 years 3 months Reserve: 13 299 058 $	0.00000002 Bitcoin	0.5705 ForteBank ₸	28525240.1838	42 191 771 ₸
	1 Wire ₸	0.00000299 Binance Coin BNB		0.7201 ForteBank ₸	0.722	9 345 211 ₸
ZombieCash 124 BNB ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.00000299 Binance Coin BNB	0.00000299	124 BNB
ExpressMoney 9 345 211 ₸ ExpressMoney Country: Ukraine Age: 2 years 10 months Reserve: 107 916 $	0.00000299 Binance Coin BNB	0.7201 ForteBank ₸	240839.6411	9 345 211 ₸
	1 Wire ₸	0.0000005 Ethereum ETH		0.6939 ForteBank ₸	0.6994	42 191 771 ₸
ZombieCash 132 ETH ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.0000005 Ethereum ETH	0.0000005	132 ETH
Satoshi 42 191 771 ₸ Satoshi Country: Russia Age: 5 years 3 months Reserve: 13 299 058 $	0.0000005 Ethereum ETH	0.6939 ForteBank ₸	1387863.0922	42 191 771 ₸
	1 Wire ₸	0.01386332 Stellar XLM		0.6908 ForteBank ₸	0.6908	80 163 458 ₸
ZombieCash 260 615 XLM ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.01386332 Stellar XLM	0.01386332	260 615 XLM
ObmenoFF.cc 80 163 458 ₸ ObmenoFF.cc Country: Ukraine Age: 7 years 6 months Reserve: 6 958 951 $	0.01386332 Stellar XLM	0.6908 ForteBank ₸	49.8332	80 163 458 ₸
	1 Wire ₸	0.00001854 Litecoin LTC		0.6842 ForteBank ₸	0.6843	42 191 771 ₸
ZombieCash 2 534 LTC ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.00001854 Litecoin LTC	0.00001854	2 534 LTC
Satoshi 42 191 771 ₸ Satoshi Country: Russia Age: 5 years 3 months Reserve: 13 299 058 $	0.00001854 Litecoin LTC	0.6842 ForteBank ₸	36907.1877	42 191 771 ₸
	1 Wire ₸	23.575 UZCARD UZS		0.6676 ForteBank ₸	0.6676	37 142 435 ₸
ZombieCash 4 825 989 448 UZS ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	23.575 UZCARD UZS	23.575	4 825 989 448 UZS
BTC-Obmennik 37 142 435 ₸ BTC-Obmennik Country: Russia Age: 6 years 8 months Reserve: 123 329 319 $	23.575 UZCARD UZS	0.6676 ForteBank ₸	0.0283	37 142 435 ₸
	1 Wire ₸	0.00293585 Ripple XRP		0.6631 ForteBank ₸	0.6631	42 191 771 ₸
ZombieCash 137 473 XRP ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.00293585 Ripple XRP	0.00293585	137 473 XRP
Satoshi 42 191 771 ₸ Satoshi Country: Russia Age: 5 years 3 months Reserve: 13 299 058 $	0.00293585 Ripple XRP	0.6631 ForteBank ₸	225.8825	42 191 771 ₸
	1 Wire ₸	0.00909016 Dogecoin XDG		0.6174 ForteBank ₸	0.6174	42 191 771 ₸
ZombieCash 307 021 XDG ZombieCash Country: Uzbekistan Age: 3 years 4 months Reserve: 4 311 287 $	1 Wire ₸	0.00909016 Dogecoin XDG	0.00909016	307 021 XDG
Satoshi 42 191 771 ₸ Satoshi Country: Russia Age: 5 years 3 months Reserve: 13 299 058 $	0.00909016 Dogecoin XDG	0.6174 ForteBank ₸	67.9285	42 191 771 ₸

Exchange WIREKZT Wire to FRTBKZT ForteBank

On the service you can get acquainted with the procedure of exchange and currency operations, which are an exchange Wire to ForteBank at an attractive rate. The entire algorithm of the procedure specified by the online service has been rigorously tested. When exchanging currency, you should pay attention to the currency reserve. If you are visiting the site for the first time, watch the video to learn the benefits of our service and better understand the subject.

Exchange Wire to ForteBank

The table above provides examples of currency exchange lists. For the correct calculation it is necessary to use a calculator. Each foreign exchange transactions it is necessary to make mistakes. CHEXCH.com – this is a service in which each exchanger is checked by experts, has genuine and original information, the data is updated constantly. The monitoring has reliable exchange offices, which can be safely used. They have their own reserve, high level of BL, TS and long experience.

Top exchangers

Exchanger	Popularity	Reviews
Top-Exchange 246 345 $ Top-Exchange Country: Russia Age: 6 years 1 month Reserve: 246 345 $	5.20%	0/11
CryptoStrike 27 744 846 $ CryptoStrike Country: Estonia Age: 2 years 5 months Reserve: 27 744 846 $	3.08%	0/0
MycryptoMarket 1 582 036 $ MycryptoMarket Country: Russia Age: 6 years 8 months Reserve: 1 582 036 $	3.00%	0/0
ExchangeX 17 370 104 $ ExchangeX Country: Russia Age: 16 years 1 month Reserve: 17 370 104 $	2.91%	1/7
CoinStart 25 664 992 $ CoinStart Country: Russia Age: 5 years 4 months Reserve: 25 664 992 $	2.56%	0/120
NiceChange 84 281 263 $ NiceChange Country: Great Britain Age: 5 years 7 months Reserve: 84 281 263 $	2.56%	0/0
AlfaChange 5 810 892 054 $ AlfaChange Country: Georgia Age: 3 years 9 months Reserve: 5 810 892 054 $	2.56%	0/0
BaksMan 25 430 835 $ BaksMan Country: Germany Age: 8 years 9 months Reserve: 25 430 835 $	2.47%	0/0
24PayBank 479 564 108 $ 24PayBank Country: Germany Age: 8 years 9 months Reserve: 479 564 108 $	2.29%	1/7
Magnatus 5 021 644 $ Magnatus Country: Russia Age: 7 years 10 months Reserve: 5 021 644 $	2.29%	1/2

All exchangers

Top payment systems

Payment system	Popularity
Payeer	27.82%
YooMoney	16.28%
PayPal	15.12%
WMR	14.37%
PM	7.64%
Skrill	7.39%
AdvCash	3.32%
Capitalist	3.32%
Neteller	1.83%
WeChat	1.66%

All payment systems

Top currencies

Currency	Popularity
YooMoney ₽	14.38%
Payeer ₽	13.79%
WMZ $	12.33%
PayPal $	11.15%
Tether TRC20 USDT	9.46%
Payeer $	9.46%
Monobank ₴	8.07%
Private24 ₴	7.70%
TRON TRX	7.48%
PM $	6.16%

All currency